Medicaid for In-Home Care

What Is In-Home Care?

In-home care allows individuals to receive medical and personal care services while remaining in the comfort of their home. This is often a preferred option for those who want to maintain independence while getting the assistance they need.

What Does Medicaid Cover?

✔ Personal Care Assistance – Help with bathing, dressing, toileting, and mobility

✔ Skilled Nursing Care – Medication management, wound care, and therapies

✔ Home Health Aides – Assistance with daily activities like meal preparation and housekeeping

✔ Medical Equipment & Supplies – Wheelchairs, hospital beds, and assistive devices

Who Qualifies for Medicaid In-Home Care?

To receive Medicaid home and community-based services (HCBS), applicants must:

✔ Meet financial eligibility requirements

✔ Demonstrate a medical need for in-home assistance

✔ Live in a state where Medicaid home care programs are available

How to Plan for Medicaid In-Home Care Benefits

Unlike nursing home care, Medicaid home care programs often have waitlists and limited availability. A Certified Medicaid Planner™ at One to One Care Planning can help:

✔ Determine eligibility and avoid delays

✔ Structure finances to qualify without losing assets

✔ Navigate state-specific Medicaid waiver programs

Don’t Wait Until It’s Too Late—Start Planning Now

Medicaid has a five-year lookback period, meaning last-minute asset transfers can trigger penalties. The earlier you plan, the more options you have to protect your assets while securing benefits.

Contact a Certified Medicaid Planner™  at One to One Care Planning today to explore your best options.

Let’s Plan Your Future Today

Don’t wait until a crisis strikes—start planning now to protect your loved ones, your savings, and your peace of mind.

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