Medicaid for Assisted Living
What Is Assisted Living?
Assisted living facilities provide a balance of independence and support, helping residents with daily tasks while offering a safe, community-based living environment.
What Does Medicaid Cover?
Medicaid does not cover room and board costs in assisted living, but it does provide coverage for:
✔ Personal Care Services – Help with dressing, hygiene, and mobility
✔ Medication Management – Supervision of prescriptions and treatments
✔ Nursing Services – Periodic health assessments and medical monitoring
✔ Therapies & Wellness Programs – Physical therapy, memory care, and exercise programs
Who Qualifies for Medicaid Assisted Living?
✔ Applicants must meet income and asset requirements
✔ Must have a medical need for daily assistance but not require 24/7 nursing care
✔ Must reside in a state where Medicaid offers assisted living benefits
How to Plan for Medicaid Assisted Living Benefits
✔ Medicaid waiver programs vary by state—understanding your local rules is critical
✔ Many facilities limit Medicaid beds, meaning early planning increases options
✔ A Certified Medicaid Planner™ can help preserve assets while securing care
Don’t Wait Until It’s Too Late—Start Planning Now
Medicaid has a five-year lookback period, meaning last-minute asset transfers can trigger penalties. The earlier you plan, the more options you have to protect your assets while securing benefits.
Contact a Certified Medicaid Planner™ at One to One Care Planning today to explore your best options.
Let’s Plan Your Future Today
Don’t wait until a crisis strikes—start planning now to protect your loved ones, your savings, and your peace of mind.
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